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Frequently Asked Questions


1. What is the meaning of BKB?

BKB stands for Bangladesh Krishi Bank. (KRISHI is a Bengali word means agriculture)

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2. When BKB was established?

Bangladesh Krishi Bank (BKB) was  established under the Bangladesh Krishi Bank order 1973 (President's Order No. 27 of 1973).

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3. Who owns Bangladesh Krishi Bank (BKB)?

Government of Bangladesh owns Bangladesh Krishi Bank. 


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4. Is BKB a DFI (DEVELOPMENT FINANCIAL INSTITUTION)?

Yes, BKB is a DFI mainly deals with agricultural credit. 

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5. Do BKB provide one stop service in its operational transaction?

Yes, at present BKB provides one stop service through  its 28 branches. Soon more 99 branches are expected to come under such services on completion of its computerization program.


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6. What is micro-credit?

Micro-credit is a credit program covering a small amount of loan for self employment mainly for poor as well as rural customers. 

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7. Do BKB perform Commercial Banking?

Yes, it does.

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8. Do BKB deals with International Banking?

Yes, it is doing International business for the last 27 years..


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9. Can one open an account with Bangladesh Krishi Bank ?

Yes, one can open  Savings, Current, FDR etc. account with any branch of Bangladesh Krishi Bank.

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10. Can one send money home from overseas?

Yes, one can easily send money from overseas. BKB has Taka Drawing Arrangement with many of the overseas banks. 
For detail please visit our website http://www.krishibank.org.bd/ or contact through e-mail idbkb@intechworld.net, Our SWIFT address is BKBABDDH.

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11. How many authorized dealer branch BKB has?

Bangladesh Krishi Bank (BKB) has 15 authorized dealer branches. It deals in all types of foreign exchange transactions. In addition to this, other branches of BKB can render foreign exchange services through authorized branches.

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12. Can one open an L/C through Bangladesh Krishi Bank?

Yes, one can open an L/C to import goods through any authorized dealer branches of Bangladesh Krishi Bank.

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13. Does BKB finance export business?

Yes, BKB finance export business. It offers easier terms for all type of export credit under Thrust Sector for boosting exports.

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14. What are the other services BKB provides?

Bangladesh Krishi Bank (BKB) provide service for Inland Remittance such as purchasing Pay Order, Demand Draft, Telegraphic Transfer, Inland Bill Purchase etc. on very nominal charges. 
Moreover it receives Telephone bills, electricity bill also.

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15. How one can locate BKB branches and other field offices?

One can locate any of BKB Branches, Regional Offices/Chief Regional Offices and Divisional Offices by visiting our website http://www.krishibank.org.bd/ .

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16. How fast it give services to wage earners working abroad?

Bangladesh Krishi Bank (BKB) gives top priority in handling remittance from Bangladeshi Wage Earners working abroad. 
It has wide  arrangement to ensure depositing the remitted amount to the beneficiary's A/C within 72 hours.

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17. How many agro-based items do BKB finance?

Bangladesh Krishi Bank (BKB) offers credits for about 387 items related to agro-based  businesses with a view to alleviate poverty and generating employment opportunities by financing small, medium and large enterprises.

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18. How much credit facility one can get as collateral free loan?

As per Bangladesh Bank's credit norms it can provide agricultural credit without collateral for crop cultivation up to 2.5 acres of land.

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19. How one can get his credit facility renewed?

If one has availed of any short term loan from any branch of Bangladesh Krishi Bank (BKB), he must abide by the terms & conditions mentioned in the loan sanction order, otherwise his loan may not be renewed easily.

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20. What sort of facilities the bank provides if one repays loan in due time?

In case of crop loan the bank provides 2% rebate on total interest if loan is repaid in due time.

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21. How can a borrower avail higher limits?

One's performance in respect of transactional behavior and repayments of loan in time  will facilitate availing of high limits in future.

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