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SME financing by Bangladesh Krishi Bank |
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International Banking | ||
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Branches |
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SME financing by Bangladesh Krishi Bank |
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International Banking | ||
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Branches |
Bangladesh
Krishi Bank has recently introduced the SME policy strategies and financing
norms in accordance with the industrial policy 2005 and Bangladesh Bank's
Prudential Regulation to assist in the achievement of Millennium Development
Goals (MDGs) set by the government. BKB started SME financing since October,
2007.
Booster
Sectors of Small and Medium Enterprise (SMEs) are:
01. Electronics & Electrical
02. Software Development
03.
Light engineering and metalworking
04.
Agro-processing/agri-business/plantation agriculture/specialist
farming/tissue-culture and related business.
05.
Leather making and leather goods.
06.
Knitwear and readymade garments.
07.
Plastics & other synthetics.
08.
Healthcare and diagnostics.
09.
Educational Services.
10.
Pharmaceuticals/cosmetics/toiletries.
11.
Fashion-rich personal effects, wear and consumption goods.
Credit
Facility:
01. Small Enterprises
: Tk. 2.00 lakh to 50.00 lakh
02. Medium Enterprises
: Tk. 51.00 lakh to 500.00 lakh
Interest
Rate:
01. Small Enterprises : 12.50%
02.
Medium Enterprises : 12.50%
03.
Working Capital
: 13.00%
Repayment:
EMI (equal monthly installment) maximum for 5(five) years and working
capital for 1(one) year.
